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Dave & Pat Zumbrun

(805) 340-9338

Pat Zumbrun
Broker/Owner-SFR
Email Pat at patz4re@aol.com  
Cell: (805) 340-9338
BRE #01229401


Dave Zumbrun
Broker/Owner-SFR
Email Dave  at zman4re@aol.com
Cell: (805) 340-9339
BRE #01227683

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Monthly Archives: September 2012

Ventura County Farmers Markets

Ventura County Farmers Markets offer everything from fresh fish and produce to arts, crafts, clothing and more every weekend.Shop local and think global!  A great way to reduce your carbon footprint, get the freshest in meats, produce and other goods as well as giving a boost to the local economy is by shopping at one of the Ventura County Farmer’s Markets.  We have three great markets right here in Ventura County to choose from every weekend.

Fishermen’s Market – Located at 1449 Spinnaker Dr in the Ventura Harbor, local fishermen offer the catch-of-the-day fresh off the boat every Saturday from 8am to 11am.  They will even fillet the fish for you so you can serve it up for dinner that evening.  Situated right next to Andrea’s Seafood Restaurant, the fish market will also give you great cooking tips and recipes.

Downtown Farmers’ Market – Located on the corner of Santa Clara and Palm Streets, the Downtown Ventura Farmers’ Market is open from 8:30am to 12pm every Saturday.  In addition to fresh produce, the also have baked goods, flowers and live country music.  Unlike other local farmers’ markets, this Ventura County Certified Farmers’ Market will not allow the sale of arts and crafts, wholesale merchandise or any commissioned sales.  All items sold must have been caught, raised, gathered, grown or otherwise produced directly by the vendor selling them.  Parking is free.

Ventura College Market Place – Located on the corner of Telegraph and Day Roads, this Ventura market place showcases over 300 vendors selling everything from fruits and vegetables to arts and crafts, fresh flowers, collectibles and clothing.  They are open from 8am to 3pm every Saturday and Sunday.  While admission to the market place is free, parking will cost $2 on Saturday and $4 on Sunday.

Keep your carbon footprint small and help the local Ventura economy by heading out to a Ventura County Farmers Market this weekend.  Whether it’s the freshest in local produce, fish caught that morning or a beautiful flower arrangement for your table, you are sure to find something at one of the area’s farmers’ markets.  It doesn’t get any better than this!

Dave and Pat Zumbrun, Your Ventura County real estate specialists

Vote for Ventura Short Film Winner

From now through Oct. 4, you can go online to vote for Ventura Water Department's Water Take 1 Short Film Audience Choice winner.The Ventura Water Department has partnered with Limoneira’s Limco Del Mar, Patagonia and iThentic to create a contest for films that focus on the importance of water in our everyday lives. This is a topic especially close to those of us who live in Southern California.  Water Take 1 put out a call for aspiring filmmakers to create a short online video (five minutes or less) discussing water’s influence, including the effects of water shortage and an aging infrastructure.  It has narrowed down the 35 films that were submitted into 10 top finalists.  Now, it’s your turn to vote for the Ventura short film winner.

The ultimate grand prize winner of the Water Take 1 will receive $1500 for their efforts at a dinner to be held on November 6th at the Ventura campus of the Brooks Institute.  The Brooks Institute specializes in the visual arts, including photography, screenwriting, graphic design, photo-journalism and, of course, film-making.  Other prizes include gift cards and professional consulting for the Best Student Short Film and a Canon EOX 7D Digital SLR camera for the Audience Choice Award, which is what you will be voting on.

You can access all the finalists’ films by visiting the Water Take 1 website by October 4, 2012.  You must view a film in its entirety before the voting will be enabled.  Only one vote is allowed per computer.  But, please feel free to share the link to the website on your Facebook or Twitter accounts to encourage others to vote as well.  The more, the merrier!

Finalists include:

  • A Salton Soul
  • Drop Drop
  • Ocean Friendly Gardens
  • Storms End
  • The Forgotten Cycle
  • The Journey of Water
  • The Sea
  • Water (directed by Peter Jansen)
  • Water (directed by Ramesh S)
  • We Are H2O

Please visit the Water Take 1 website before October 4th so you can vote for the Ventura short film winner for the Audience Choice Award. After you’ve voted, help get the word out by sharing the link on your social media accounts so others can vote for their favorites as well.  Keeping our waters clean and available for future generations is a concern every Southern Californian should be thinking about.  Water Take 1 is a unique way to get this message out to everybody.

THE Z TEAM’S FEATURED HOME OF THE WEEK

Click here to find out more about this Ventura townhome for sale

For more information on this and other great homes for sale in the Ventura County area, please click here.

Dave and Pat Zumbrun, Your Ventura County real estate specialists

Fixed Mortgage Rates for Ventura Homes

Fixed mortgage rates for Ventura homes remain below 4% for 30 year fixed rate and 3% for 15 year fixed rate. What are the benefits of a 15 year vs 30 year?Good news!  Home mortgage interest rates remain at historically low levels.  In the not so distant past, most Ventura home buyers had to finance their homes with a 30 year adjustable rate mortgage just to be able to afford the initial payments.  Of course, after a couple of years, these payments went up so much that thousands of homeowners across the country ended up losing their properties to foreclosure.  Nowadays, fixed mortgage rates for Ventura homes are so affordable that a 15 year FRM is a possibility.

According to Freddie Mac’s latest Primary Mortgage Market Survey, a 30 year fixed-rate mortgage (FRM) averaged 3.59%, down 0.63% from the same time last year.  A 15 year FRM averaged 2.86%, down 0.53% from the same time last year.  That means that someone who bought a Ventura home just last year is paying hundreds more in interest per year than someone who buys one today.

You’ve found the perfect Ventura home for you and your family.  You need to finance $250,000.  You qualify for the latest average interest rates.  Which loan should you consider?  A 30 year FRM will give you a lower monthly payment ($1135 per month vs $1710/month).  However, you will be paying twice as long as a 15 year FRM and end up paying almost three times as much in interest over the life of the loan ($158,675 vs $57,741).  That’s a lot of money!

Fixed mortgage rates for Ventura homes remain at amazingly low levels. That’s why now is as good a time as any to pursue your dreams of homeownership in Ventura County.  When you’re ready, please contact us.

THE Z TEAM’S FEATURED HOME OF THE WEEK

Click here to find out more about this Ventura townhome for sale

For more information on this and other great homes for sale in the Ventura County area, please click here.

Dave and Pat Zumbrun, Your Ventura County real estate specialists

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