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Dave & Pat Zumbrun

(805) 340-9338

Pat Zumbrun
Email Pat at  
Cell: (805) 340-9338
BRE #01229401

Dave Zumbrun
Email Dave  at
Cell: (805) 340-9339
BRE #01227683

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440 Frances St. - Ventura, CA - 3 Bed/2 Bath Home for Sale

SOLD! $775,000
440 Frances St. – Ventura, CA
3 Bed/2 Bath


Under Contract - 1205 Church St
SOLD! $2,415,000
2305 Church St.
Ventura, CA
Gorgeous View Home on 1.86 acres

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What to Repair Before You List Your Ventura Home

When you’re getting ready to list your home, it’s of the utmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and repair some of its possible weaknesses can make a big difference in how fast it sells. Here are our top four recommended repairs to make before selling your Ventura home.

Before you list your Ventura home to sell, make sure to perform these necessary repairs in order to receive top dollar.

What to Repair Before You List Your Ventura Home

Repaint Walls

Search Ventura County homes for saleGiving your Ventura home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make sure to cover any walls with scratches and chips and consider updating any accent walls with a more neutral coat.

Repair Floors

Hardwood floors are a very desirable feature in a Ventura home, so you want to ensure they look their best by fixing scratches or dull areas. If your carpet is worn or stained, consider replacing them. And don’t forget the tile in your kitchen or bathrooms. Re-grouting can go a long way in making dingy tile work look brand new!

Refresh the Landscaping

Show buyers your Ventura home is the full package by dressing up the outside as well as the in. Clean walkways and driveways, plant seasonal flowers and plants, trim hedges and trees, install outdoor décor pieces, and fill in mulch and gravel.

Fix your Fixtures

Leaky faucet? Rusted drains? Loose drawer handle? Making these small fixes can make a big difference to potential buyers with detailed-orientated minds. Improve your kitchen. An outdated kitchen can be a real eyesore in a home. Updating cabinetry, repairing or replacing countertops, and installing new faucets and sinks may be worth the investment.

How to Improve Your Credit Score in Five Easy Steps

If buying a new Ventura area home sits atop your 2022 “to do” list, you need to make sure you get your credit in order first. The higher your credit score, the better your interest rate. It might take some time to get your credit in good shape. Here are a few simple steps you can take to improve your credit score before you start looking for your next Ventura home.

Your credit score is an important factor for lenders when you apply for a mortgage loan. Find out how to improve your credit score in five easy steps.

Improve Your Credit Score

#1 – Pull Your Credit Report

Search Ventura County homes for saleThere are three primary credit reporting agencies: Experian, TransUnion, and Equifax. Not all creditors report your info to all three agencies. Each agency may receive different information to determine your score. Therefore, you may see vast differences in your score between the three. Lenders tend to use the middle score for mortgage loans. Since they vary, you need to make sure that the information contained in each report is true. Legally, you may ask for one report from each agency every 12 months. Visit to obtain your free report for each. Check each report for errors. If you find any, contact the creditor as well as the agency with the inaccurate information. Disputing errors takes time. Start this process right away.

#2 – Pay Off (Some) Collection Accounts

Sometimes, paying off collection accounts helps. Sometimes, though, it does not. While paying off newer collection accounts may do nothing to improve your credit score, it could make you look stronger to lenders. Older collections may not be worth it. Talk to your lender about which scenario you fit into. When paying off a collection account, go to the original creditor rather than paying off the collection agency. This works better in your favor.

#3 – Decrease Credit Utilization

It always helps improve your credit score when you pay down your balances. Aim for under 30% of credit utilization. After that, try to get it to 10% or less. The lower your utilization, the better impact on your FICO score. Another simple way to boost your credit-to-usage ratio is to simply ask for a credit limit increase. This boosts our overall credit limit without spending a cent. For example, if your credit card has a $2000 limit and your balance is $700, your credit utilization is 35%. But, if you increase that limit to $3000 without spending any more on that card, your utilization falls to 23.3%. It never hurts to ask. Just make sure you continue to pay down the balance rather than incur more debt.

#4 – Experian Boost

When your credit is limited or you find yourself on the cusp of the next best credit level, think about using Experian Boost to help you out. Experian Boost uses your excellent payment history with utility companies, phone companies, and even streaming services to help increase your credit score. It is free to use and only takes a few minutes to complete.

#5 – Schedule Automatic Payments

Finally, set up an automatic payment system whenever possible. Your payment history makes up 35% of your credit score. Late payments seriously affect this part of your score. Never miss a payment again by scheduling them automatically through your credit card company, utility company, or lender. Some companies may even offer incentives like a reduced interest rate or a monthly credit on your account when you set up auto pay.

Dave & Pat Zumbrun, your Ventura County real estate specialists

Winter Home Selling Tips

Real estate in Ventura County tends to slow down a little during the holidays. People tend to focus their efforts on Christmas shopping, spending time with family, and holiday parties. We hit our hottest time in spring. But that does not mean that buyers refuse to look for homes during the winter. In fact, the ones looking for properties right now are very serious home buyers. Follow these simple winter home selling tips if you want to sell your home soon.

You can celebrate the holidays while trying to sell your Ventura home when you follow our winter home selling tips.

Winter Home Selling Tips

Keep Holiday Decorations to a Minimum

Search Ventura County homes for saleMany people enjoy decorating for the holidays. Even though you put your Ventura home on the market during the winter time, you can still decorate. Just keep things simple and minimal. Instead of looking like Santa’s North Pole toy shop, add a few natural elements here and there instead. Cinnamon-scented pine cones in a crystal bowl. A few twigs of holly and candles on the mantel. A pretty wreath hanging on the front door. All of these let you to celebrate the season without turning buyers away. Plus, it allows buyers to still see the beauty your home offers.

Curb Appeal Matters

Sometimes, people focus all of their attention on the inside of the home. They may forget their outdoor space. You want to impress potential buyers from the moment they pull up to your residence. Keep your curb appeal on point. Trim the yard and shrubbery. Touch up paint where needed. Clean up the front porch. Add a new welcome mat on the outside and a clean indoor mat on the inside. This stops dirt from tracking inside your home. Update light fixtures and doorknob, if necessary. Keep walkways and driveways clear of clutter and debris.

Add Light

Natural light always looks best. But even in Southern California, winter skies sometimes turn gray. Another one of our winter home selling tips you should follow includes adding light both inside and out. That means higher wattage bulbs outside. Inside, it could mean adding a lamp or two to darker rooms. Plus, before any showing, open up all window coverings and turn on every single light in every room and closet. Not only does this brighten up the rooms, but it minimizes any need to touch surfaces in your Ventura home. During the age of COVID, that can be extra important.

Price it Right

Finally, listen to your REALTOR® when they suggest a list price for your Ventura home. You might believe your home’s value lies in a much higher range than the current market dictates. If you list it too high, it might take much longer to sell. Additionally, you run the risk of requiring a downward price adjustment (sometimes several) before finding a buyer. But if you price it right to start off with, you can get it sold much faster.

From our family to yours, Merry Christmas and Happy New Year!

Dave & Pat Zumbrun, your Ventura County real estate specialists

Ventura Tree Lighting & Parade of Lights 2021

Thanksgiving may be over, but the spirit of giving should never end. We only have 19 days until we celebrate Christmas Day. While you run around conducting your errands for Christmas dinner, add a few extra items to your grocery cart. Then, consider donating them to one of the Ventura food pantries. Your heart fills with joy when helping others. A couple of other ways to get you into the Christmas spirit could be going to see the Ventura Tree Lighting or watching the Parade of Lights.

We only have a couple more weeks until we celebrate Christmas. Watch the Ventura tree lighting ceremony outside the Mission on Dec 10th. Then, on the 17th & 18th, watch the Ventura Harbor Parade of Lights for free.

Ventura Tree Lighting

Search Ventura County homes for saleThis Friday, December 10th, Downtown Ventura lights up the Christmas tree located right outside of the Mission. Starting at 6 pm, gather ’round the tree. At dusk, they flip the switch on the lights. I hear that Santa promises to make an appearance around 7 pm. But he can only stay for an hour. He is a very busy man this time of year after all. And whoever said it never snows in Southern California may find themselves proven wrong. I believe Santa brings a bit of North Pole snow with him as well.

Ventura Harbor Parade of Lights

On the following weekend (December 17th and 18th), Ventura Harbor invites the public to join in some merry festivities. Starting at 4 pm each night, play fun carnival games and let the kids enjoy a few rides on the main lawn of Ventura Harbor Village. At 5:30 pm, watch the snow fall as LED performers light up the Harbor Village Promenade. At 6:30 pm, the Boat Parade of Lights begins, making two laps around Ventura Harbor. Then, as long as the weather holds out, guests will be treated to a fireworks display above the harbor at 8 pm. All events provided free of charge (as well as the parking).

Dave & Pat Zumbrun, your Ventura County real estate specialists

Ventura Food Pantries Welcome Donations for the Holidays

Next week, we celebrate Thanksgiving. For many, this means gathering with our families, sharing a meal, and counting the blessings bestowed upon us over the past year. Unfortunately, not everyone has the luxury of either family or food on the table. According to Food Share Ventura, one in six people in Ventura County experiences food insecurity. That means, more likely than not, you know of someone in this situation. One way to show how grateful you are this holiday season is to donate to local Ventura food pantries.

Ventura food pantries welcome donations for the holidays (and any other time of the year). Please consider donating today.

Ventura Food Pantries Welcome Holiday Donations

Search Ventura County homes for saleThe holidays can be a particularly rough time for some people. When you go shopping, consider adding a few extra items to your cart. Then, donate them to a local food pantry. In turn, these pantries make sure that the goods are passed out to those in need in our community. Also, while food pantries see an increase in donations during the holidays, they want to remind everyone that we all need to eat every single day of the year. So, please consider making regular donations throughout the rest of the year as well. For specific requests and hours of donation drop-off, please contact the particular food pantry you wish to donate to below.

What to Donate

  • Beans – canned
  • Fish (tuna, sardines, salmon, etc.) – canned
  • Fruit – canned
  • Milk – shelf-stable
  • Pasta
  • Pasta sauce – cans or plastic containers, not glass jars
  • Peanut Butter
  • Rice – brown, white, jasmine, etc.
  • Soup – canned or boxed
  • Stew – canned
  • Vegetables – canned

Keep in mind that most pantries do not accept food items in glass jars or expired goods. However, some (not all) pantries do accept fresh produce and dairy. Contact the food pantry ahead of time to see what they accept and what they request that you leave off your donation list.

Ventura Food Pantry Locations

  • Candelaria American Indian – 1650 Palma Dr. (805) 650-8352
  • Catholic Charities Ventura – 303 N. Ventura Ave. (805) 643-4694
  • Community Presbyterian Church – 1555 Poli St. (805) 648-2737
  • Family to Family – 303 N. Ventura Ave. (805) 658-2610
  • Kids & Families Together – 856 E Thompson Rd. (805) 643-1446
  • Project Understanding – 2734 Johnson Dr. (805) 652-1326
  • Salvation Army – 155 Oak St. (805) 648-5032
  • Seventh Day Adventist Ventura – 6300 Telephone Rd. (805) 642-5387
  • Temple Beth Torah – 7620 Foothill Blvd. (805) 647-4181

Share your blessings. Donate today.

Dave & Pat Zumbrun, your Ventura County real estate specialists

Ventura Bag o’ Books Sale 2021

Ernest Hemingway once said, “there is no friend as loyal as a book.” Books open the world up to everyone, no matter what their financial or geographical situation happens to be at the moment. Libraries help make these adventures available to everyone. To help clear out old inventory and raise money for programs provided by all of Ventura’s libraries, come to the Ventura Bag o’ Books Sale this Saturday, November 6th.

Come to the EP Foster Library on Main St this Saturday, November 6th, between 10 am and 3 pm for the Ventura Bag o' Books Sale 2021.

What: Ventura Bag o’ Books Sale 2021
Where: EP Foster Library (651 E Main St)
When: Saturday, November 6th, 10 am to 3 pm
Contact: Ventura Friends of the Library via email

Ventura Bag o’ Books Sale 2021

Search Ventura County homes for saleThe Ventura Friends of the Library organized this special book sale as a fun way to help out the libraries as well as the public. Pick up some books to fill your home library up at the bargain-basement price of just $1 for three books. Or fill a paper shopping bag full of your favorite tomes to read at your leisure for just $4 for the entire bag. Friends of the Library members receive a $1 discount on the full bag price. So, pay just $3 for a whole bag of adventures.

Books will be available for sale either in front of the library or in the Topping Room. Also, feel free to visit the library’s book store inside. In addition to the books, check out the watercolors and photographs for sale in the Topping Room as well. (Hint: they make great Christmas, birthday, anniversary, or hostess gifts this holiday season.)

Ventura Friends of the Library

The Ventura Friends of the Library helps local libraries provide services to the public. This includes buying necessary equipment and materials for the library, such as books, CDs, bookcases, etc. They also help fund year-round reading programs for kids and adults.

Dave & Pat Zumbrun, your Ventura County real estate specialists

Ventura County Pumpkin Patches 2021

Halloween is less than two weeks away. Ventura Harbor Village hosts their Seaside Skeleton Hunt over Halloween weekend. That sounds like a ton of fun. But have you picked up your pumpkin yet? No better time than the present! Any one of these Ventura County pumpkin patches can help you find the perfect pumpkin to make your jack-o-lantern dreams come true this year.

Do you still need a pumpkin to fulfill your Halloween jack-o-lantern dreams? Try one of these Ventura County pumpkin patches.

Ventura County Pumpkin Patches

Camarillo Pumpkin Patch

Peace Lutheran (71 Loma Dr) – Open 1 pm to 7 pm October 24th to 31st. Includes tractor-pulled hayrides and a haunted house. Join them on the 24th for their special Peace Pumpkin Fest.

Fillmore Pumpkin Patches

Search Ventura County homes for saleEMIS Pumpkin Patch (2600 Old Telegraph Rd) – Open 8 am to 7 pm Monday through Friday, and 7 am to 7 pm on Saturday and Sunday. Freshly picked pumpkins for sale at their shop or farmstand. Honey and concessions also available for sale.

Fillmore & Western Railway (364 Santa Clara) – Open Saturday and Sunday through October 31st. Hop aboard the Pumpkinliner for a special trip to the Loose Caboose Garden Center pumpkin patch in Santa Paula. Refreshments and fun arts and crafts await you at your final destination. But the experience of getting there can be just as fun. Choose your adventure in the form of a Haunted Hayride Family Dinner, Murder Mystery Dinner, or Zombie Hunter train ride.

Ojai Pumpkin Patch

Boccali Ranch (3277 E Ojai Ave) – Pick up a pumpkin harvested fresh out of the field at Boccali’s shop or farmstand. They offer hayrides and a kids’ maze on the weekends from 11 am to 5 pm, with haunted hayrides on Friday and Saturday nights from 7 pm to 9 pm.

Santa Paula Pumpkin Patches

Prancers Farm (18540 Telegraph Rd) – Open 10 am to 6 pm Monday through Friday and 9 am to 6 pm Saturday and Sunday. Freshly picked from the field and sold in the shop and farmstand. Includes a corn maze, petting zoo, barrel train ride, and more. Visit their website for a 10% discount.

Painted Pony (15315 Ojai Rd) – Open 10 am to 2 pm Monday through Friday and 10 am to 4 pm on Saturday. Pick your own pumpkin straight from the field. They also include a petting zoo.

Ventura Pumpkin Patches

Big Wave Dave’s (103 S Mills) – Open 10 am to 9 pm every day through October 31st. Games and prizes for the kids.

McGrath Brothers (5100 Olivas Park) – Open now through October 31st.

McGrath St Pumpkin Patch (5156 McGrath St) – Open 9 am to 6 pm every day through October 31st. Pumpkin patch remains open all day every day. But if you come after 3 pm during the week and anytime on the weekends, get a free hayride, too.

Prancers Village (3075 Johnson Dr) – Open 12 pm to 8 pm Monday through Friday, 10 am to 9 pm Saturday and Sunday. Includes a hay pyramid, train ride, petting zoo, barrel train ride, and more. Visit their website for a 10% discount.


7339 Loma Vista Dr Ventura CA

Dave & Pat Zumbrun, your Ventura County real estate specialists

Seaside Skeleton Hunt Haunts Ventura Harbor This Halloween

In Ventura, you never worry about finding fun things to see and do. Of course, we saw fireworks shows all over Ventura County on July 4th. In August, we experienced a sort of revised Ventura County Fair with SummerFest 2021. Last month, the Ventura Art and Street Fair filled Ventura Harbor Village with beautiful artwork. This month, we celebrate all things “spooookkky” with the Seaside Skeleton Hunt.

Looking for a unique way to celebrate Halloween in Ventura this year? Join the Seaside Skeleton Hunt in Ventura Harbor Village over Halloween weekend for your chance at a big Halloween prize pack.

What: Seaside Skeleton Hunt
Where: Ventura Harbor Village
When: October 30th & 31st, 2021
Contact: Ventura Harbor Village (805) 477-0470

Seaside Skeleton Hunt

Search Ventura County homes for saleVentura Harbor Village hosts many family-friendly events throughout the year. October proves no exception. As part of the Halloween fun, they scheduled a skeleton hunt this month for all good little boils and ghouls. But these skeletons are not for scaring. Instead, they want you to flush them out of their hiding spaces and say hello. And the more skeletons you find, the better your chances become of winning a super Halloween prize pack from various vendors inside the Village. So, get out there and start this silly (weird?) game of hide-and-seek over Halloween weekend.

How to Play

Visit Ventura Harbor Village on October 30th and/or 31st. Keep your peepers open and on the lookout for skeletons hiding all over the village. Look all around the plaza, including the bushes and even the trash cans. When you find a skeleton, take a selfie with them. Upload the photos to your social media (Facebook, Instagram, Twitter). Make sure to include #SeasideSkeletons and tag @venturaharbor to ensure entry into their prize drawing. Also, make sure to set your social media profile to “public”. Otherwise, event organizers will not see the post. Then, you miss your chance at a prize. Organizers encourage costume-wearing but do not require them. Just have fun! Good luck!

Dave & Pat Zumbrun, your Ventura County real estate specialists

Ventura Community Clean Up and Recycling Day 2021

Why wait until spring to clear out your home of unwanted junk? Not sure where to dispose of big things like furniture, appliances, and old mattresses? Sign up for the Ventura Community Clean Up & Recycling Day event. They dispose or recycle these things absolutely free of charge for all Ventura residents.

Get rid of your old furniture, appliances, mattresses, and more safely, securely, and for free during Ventura Community Clean Up and Recycling Day 2021.

What: Ventura Community Clean Up & Recycling Day 2021
Where: 765 S Seward Ave, Ventura
When: Saturday, October 2nd, 2021 from 8:30 am to 11:30 am
Admission: Free for Ventura Residents
Contact: Rick Guzman, City of Ventura (805) 652-4525 or via email

Ventura Community Clean Up & Recycling Day 2021

Search Ventura County homes for saleCurbside trash pick-up only accepts certain household trash. Larger items must be taken to the dump. And that entails a fee as well as your time and a bit of elbow grease. Instead, take them to the City’s Community Clean Up event on Saturday, October 2nd.

In an effort to keep the public’s health secure at this time, you must pre-register for an appointment to drop off your items. Based on the condition of the item, it either gets recycled or disposed of properly. Unfortunately, they cannot accept tires at the Ventura Community Clean Up event. For that, you must go to Avenue Tire (617 N Ventura Ave) from 8 am to 12 pm on October 2nd. Limit of four tires per household. When you arrive, you must wear a face covering over your mouth and nose whenever interacting with on-site staff. While some staff may be able to help you unload, please be prepared to unload your own items if necessary.

Items Accepted

  • Appliances
  • Clothing
  • Furniture
  • Electronic Waste
  • Green Waste
  • Mattresses
  • Metal
  • Wood

Items Not Accepted

  • Aerosol cans
  • Adhesives
  • Batteries
  • Compressed Gas or Propane Tanks
  • Gasoline or motor oil
  • Household cleaners
  • Medications
  • Paint and paint-related items
  • Pool Chemicals
  • and other household waste

Ventura Light Bulb Swap

In keeping with the greener living topic, the City of Ventura also hosts a light bulb swap on Wednesday, October 6th. Swap out your old incandescent or CLF lights for more energy-efficient LED light bulbs no matter the size. Take your old bulbs (limit of five per household) to 336 Sanjon Rd between 5:30 pm and 7 pm on October 6th. In return, receive an LED 9-watt bulb (800 lumens) for each bulb exchanged. First, you must register for the event online. Then, bring proof of registration as well as proof of residency in the City of Ventura to the swap.

Dave & Pat Zumbrun, your Ventura County real estate specialists

Ventura Art and Street Festival 2021

Artists of all sorts thrive in our Ventura community. Steel Drum Saturdays and Live Music Sundays highlight the talents of local musicians. All March long, we celebrate Mermaid Month with artistic offerings in various mediums. Artistic craftsmen even showcase their wares at events like SummerFest 2021. Another fun way to support our local artisans is by coming to the Ventura Art and Street Festival 2021 on September 11th and 12th.

Help support local artisans as they showcase their craft at the Ventura Art and Street Festival 2021 in Ventura Harbor Village.

What: Ventura Art and Street Festival 2021
Where: Ventura Harbor
When: September 11th & 12th, 10 am to 5 pm
Admission: FREE
Contact: Ventura Art Festival (805) 650-9858 or via email

Ventura Art and Street Festival 2021

Search Ventura County homes for salePainters. Sculptors. Ceramicists. Photographers. Glassmiths. Metal artists. Leatherworkers. Jewelers. All mediums of artwork can be found at the art and street festival in Ventura Harbor. Watch street artists create masterpieces before your very eyes. And all of the artwork you see at the festival will be available for purchase from the artist directly.

Encourage the artist in your child. Let them express themselves in the Children’s Chalk Area. Spend $10 and your child receives their own box of colored chalk and a designated square on the sidewalk to sketch out whatever inspires them. The Boys and Girls Club of Ventura oversees the children’s area.


In addition to supporting local artists, the festival acts as a fundraiser for local charities. This year, funds go to FOOD Share of Ventura County, a member of Feeding America. Over the years, they distributed more than 26 million pounds of food to Ventura County residents in need. For a mere $10 donation, 30 people (men, women, and children) receive a warm meal. If you would like to donate your time or money, please visit the FOOD Share website today. Thank you!

Dave & Pat Zumbrun, your Ventura County real estate specialists