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The Z Team 4 RE

tips for buying a home

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What is Considered Qualifying Income When Buying a Home?

What is Considered Qualifying Income When Buying a Home?

Buying a Ventura home involves many components. You need to save up for your down payment and closing costs. Then, do you choose a fixed-rate or adjustable-rate mortgage? As of the writing of this post, 30-year fixed-rate mortgage sit at

admin February 20, 2023February 20, 2023 Buyers Tips Read more

Fixed-Rate Mortgage vs Adjustable-Rate Mortgage

Fixed-Rate Mortgage vs Adjustable-Rate Mortgage

If you plan on financing your Ventura County home purchase, you have a few different choices to make in regards to financing. Conventional? FHA? VA (for the veterans and current military)? Then, there’s fixed-rate mortgage vs adjustable. Each one offers

admin December 19, 2022December 19, 2022 Buyers Tips Read more

Priority Tasks for Your Move In

Priority Tasks for Your Move In

Moving into a new Ventura County home is an exciting time. You’re probably daydreaming about how to decorate it, what paint schemes to use, and maybe even new furniture. But before you get into the fun stuff, there are some

admin August 1, 2022August 1, 2022 Buyers Tips Read more

Your Guide to a Ventura County Home Appraisal

Your Guide to a Ventura County Home Appraisal

You’ve found your dream Ventura County home. Now it’s time to cross all your T’s and dot all your I’s before it’s all your own. One of the first items on your closing checklist is the home appraisal. This also

admin July 18, 2022July 18, 2022 Buyers Tips Read more

Which Down Payment Strategy is Right for You?

Which Down Payment Strategy is Right for You?

You’ve most likely heard this rule: “save for a 20% down payment before you buy a home”. The logic behind saving 20% is solid. It shows that you have the financial discipline and stability to save for a long-term goal

admin June 6, 2022June 6, 2022 Buyers Tips Read more

Top Tips for Ventura House Hunting Online

Top Tips for Ventura House Hunting Online

Hunting for a new Ventura County home online is a great place to start your search. In fact, the National Association of REALTORS® found that 90% of home buyers used their computers at some point during the home buying process

Dave & Pat Zumbrun May 17, 2022May 17, 2022 Buyers Tips Read more

Hidden Fees to Be Aware of When Purchasing a Ventura Home

Hidden Fees to Be Aware of When Purchasing a Ventura Home

Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don’t forget there will be costs associated with your purchase other than the price of the Ventura home.

Dave & Pat Zumbrun April 18, 2022May 17, 2022 Buyers Tips Read more

Home Buying Tips for Newlywed Couples in Ventura

Home Buying Tips for Newlywed Couples in Ventura

According to wedding blog Maroo, California couples pay an average of $39,000 for their wedding. If buying a Ventura home falls next on your list, you need to save up even more money. For an $800,000 home, that means saving

Dave & Pat Zumbrun March 21, 2022May 17, 2022 Buyers Tips Read more

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