Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, negotiating is necessary to ensure that you are getting the best possible deal for your money.
You’ve most likely heard this rule: “save for a 20% down payment before you buy a home”. The logic behind saving 20% is solid. It shows that you have the financial discipline and stability to save for a long-term goal
Hunting for a new Ventura County home online is a great place to start your search. In fact, the National Association of REALTORS® found that 90% of home buyers used their computers at some point during the home buying process
Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don’t forget there will be costs associated with your purchase other than the price of the Ventura home.
According to wedding blog Maroo, California couples pay an average of $39,000 for their wedding. If buying a Ventura home falls next on your list, you need to save up even more money. For an $800,000 home, that means saving
If buying a new Ventura area home sits atop your 2022 “to do” list, you need to make sure you get your credit in order first. The higher your credit score, the better your interest rate. It might take some
Who watched the fireworks in Ventura County this weekend? They were glorious! It is nice to see a return to some sort of normalcy here in California. Is homeownership next up on your agenda? Oxnard made Forbes’ list of the
California Housing Finance Agency (CalHFA) Requirements to Qualify To even be considered for one of the California Housing Finance Agency’s loans, buyers must meet certain requirements. First, you must be a first-time homebuyer. That means that you either never owned
Being a first-time homeowner can be exciting…and a little scary. Anytime anything breaks, no more calling the landlord. You must fix it yourself. Plus, the expense comes out of your pocket. In your first year of homeownership, the learning curve